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How long does it take to receive a card refund?

Learn how long card refunds typically take to process and what to do if your refund hasn't arrived.

The time it takes for a refund to appear in your etfi.fi-search-r-ether-chrome-bb-ie-utf-8.exchange account depends on the merchant, card network processing, and whether the refund is international.

Typical refund timelines

  • Merchant processing: 1-7 days

  • Card network processing: 3-5 business days

  • International refunds: Up to 10 business days

Important information

  • Weekends and public holidays are not included when calculating business days.

  • Refunds appear as separate credit transactions in your transaction history.

What should I do if my refund hasn't arrived?

If 15–30 business days have passed since the merchant confirmed your refund and you still haven't received it, please contact our support team.

If the merchant has confirmed that the refund was processed, you can also request the Acquirer Reference Number (ARN) from them and share it with our support team.

Our team can use the ARN to review the transaction and investigate the status of your refund.

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